DID YOU KNOW? No Commission Is Payable Without a Written Agreement! | Real Estate Agency Act, 2020 (Act 1047)

When it comes to renting or buying a property in Ghana, there are a lot of things the average person doesn’t know — and that’s exactly how some fake agents take advantage of innocent clients. But here’s one powerful fact you need to keep in mind:

🛑 According to Section 44 of the Real Estate Agency Act, 2020 (Act 1047), NO commission is payable to any agent unless there’s a written agreement between the agent and the client.

Yes — you read that right!

If no written agreement exists stating the commission terms, you are legally not obligated to pay a dime.

📜 Why This Law Exists

For years, property seekers in Ghana have fallen victim to unregulated agents charging outrageous and sometimes illegal commissions. This Act was introduced to sanitize the real estate industry, protect property seekers, and ensure that transactions are conducted transparently and fairly.

Without a signed agreement:

• There’s no legally binding commission payment.
• You are not required to pay any agent commission by law.
• The agent cannot legally claim any fees.

👩‍⚖️ What Should a Proper Agreement Contain?

A valid written agreement should clearly state:
✅ The agreed commission amount or percentage
✅ When the commission is payable (usually after deal closure)
✅ The responsibilities of both agent and client
✅ Names and signatures of both parties

Pro Tip: Before paying any agent, insist on a written agreement. Or better yet — use APATA, where only verified agents with clear, platform-approved terms are allowed to operate.

🛡️ Protect Yourself, Stay Informed

Thousands of people lose money each year in property transactions because they don’t know their rights. By understanding simple legal provisions like Section 44 of Act 1047, you can confidently deal with agents, refuse illegal demands, and secure your property deals legally.

📱 Looking for a Scam-Free Way to Rent or Buy Property?

Download the APATA App today.
✅ Verified agents only
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✅ Legal-friendly property deals

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